Over 30 years experience
Risk management advice
Financial services & ...
tax reduction solutions
Comprehensive financial planning
Analysis of your current situation and what measures need to be implemented in order to achieve your financial goals.
Estate planning
Development of strategies designed to facilitate settlement of an estate while respecting the interest of the estate. An effective strategy will focus on maximizing returns while minimizing taxes in order to optimize transfer of wealth.
With the support of a dynamic team and the support of financial sector specialists in my business network, I am able to provide you with the financial services and tax concepts that will enable you to optimize your financial situation.
Richard Elias CLU, CFP
President
Independent Financial Security Advisor
Mr. Elias has over thirty years experience in the financial services sector. He began his career in 1993, as an insurance agent for London Life where his role was to help clients achieve their financial objectives. Thereafter, in order to deepen his knowledge, he accepted a position as product analyst in the actuarial department of the Gerling Global company head office in Toronto, where he worked with the actuaries to develop efficient and innovative financial products. His rise took him to join the largest insurance company in Canada (Manulife Financial) where his role was to promote Canada’s first critical illness product amongst financial advisors in all distribution networks in Eastern Canada. He then became Regional Marketing Director, which allowed him to promote all insurance and investment products to financial advisors in the Province of Québec.
Mr. Elias holds a bachelor of science degree (Math major) from Concordia University, he is also a chartered life underwriter (CLU) and certified financial planner (CFP).
Testimonial
I have been dealing with Richard for over 10 years now and his unbiased advises on my insurance needs has helped me in establishing a cost effective plan that is best suited for me. I would gladly recommend him.
As my financial advisor, Richard has given me very helpful advise in determining my both my mortgage and health insurance needs. He is patient, knowledgeable and upfront as to his recommendations pertaining to the product and company that is best suited for me.
Richards advice has been key in helping me plan for my retirement and ensure a sound plan with my needs in mind. His recommendations have helped me weather the economic storm as well as preserve my investments. I am very satisfied with his approach and his professionalism.