{"id":1840,"date":"2021-07-22T20:37:35","date_gmt":"2021-07-22T20:37:35","guid":{"rendered":"https:\/\/re-finances.ca\/?page_id=1840"},"modified":"2026-03-12T20:00:05","modified_gmt":"2026-03-12T20:00:05","slug":"home","status":"publish","type":"page","link":"https:\/\/re-finances.ca\/en\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1840\" class=\"elementor elementor-1840 elementor-1697\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-144265c elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"144265c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dcc7654\" data-id=\"dcc7654\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5719ef9 elementor-widget elementor-widget-slider_revolution\" data-id=\"5719ef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"slider_revolution.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n\t\t\t<!-- START Slider 1 REVOLUTION SLIDER 6.1.3 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_3_1_wrapper\" data-source=\"gallery\" style=\"background:transparent;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module id=\"rev_slider_3_1\" style=\"display:none;\" data-version=\"6.1.3\">\n\t\t\t\t\t<rs-slides>\n\t\t\t\t\t\t<rs-slide data-key=\"rs-12\" data-title=\"Slide\" data-anim=\"ei:d;eo:d;s:1000;r:0;t:fade;sl:0;\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/\/img.youtube.com\/vi\/73PnD4gKYg8\/sddefault.jpg\" title=\"Home\" class=\"rev-slidebg\" data-no-retina>\n\t\t\t\t\t\t\t<rs-bgvideo \n\t\t\t\t\t\t\t\tdata-video=\"vc:none;w:100%;h:100%;nse:false;l:true;ptimer:false;\"\n\t\t\t\t\t\t\t\tdata-ytid=\"73PnD4gKYg8\"\n\t\t\t\t\t\t\t\tdata-vatr=\"version=3&amp;enablejsapi=1&amp;html5=1&amp;hd=1&amp;wmode=opaque&amp;showinfo=0&amp;rel=0&amp;origin=https:\/\/re-finances.ca;\"\n\t\t\t\t\t\t\t><\/rs-bgvideo>\n<!--\n\t\t\t\t\t\t\t--><rs-layer\n\t\t\t\t\t\t\t\tid=\"slider-3-slide-12-layer-0\" \n\t\t\t\t\t\t\t\tdata-type=\"shape\"\n\t\t\t\t\t\t\t\tdata-rsp_ch=\"on\"\n\t\t\t\t\t\t\t\tdata-text=\"w:normal;\"\n\t\t\t\t\t\t\t\tdata-dim=\"w:100%;h:100%;\"\n\t\t\t\t\t\t\t\tdata-basealign=\"slide\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"o:0;st:w;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:5;background-color:rgba(0,0,0,0.4);font-family:Roboto;\"\n\t\t\t\t\t\t\t> \n\t\t\t\t\t\t\t<\/rs-layer><!--\n-->\t\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t<\/rs-slides>\n\t\t\t\t\t<rs-progress class=\"rs-bottom\" style=\"visibility: hidden !important;\"><\/rs-progress>\n\t\t\t\t<\/rs-module>\n\t\t\t\t<script type=\"text\/javascript\">\n\t\t\t\t\tsetREVStartSize({c: 'rev_slider_3_1',rl:[1240,1024,778,480],el:[900],gw:[1240],gh:[900],layout:'fullwidth',mh:\"0\"});\n\t\t\t\t\tvar\trevapi3,\n\t\t\t\t\t\ttpj;\n\t\t\t\t\tjQuery(function() {\n\t\t\t\t\t\ttpj = jQuery;\n\t\t\t\t\t\tif(tpj(\"#rev_slider_3_1\").revolution == undefined){\n\t\t\t\t\t\t\trevslider_showDoubleJqueryError(\"#rev_slider_3_1\");\n\t\t\t\t\t\t}else{\n\t\t\t\t\t\t\trevapi3 = tpj(\"#rev_slider_3_1\").show().revolution({\n\t\t\t\t\t\t\t\tsliderType:\"hero\",\n\t\t\t\t\t\t\t\tjsFileLocation:\"\/\/re-finances.ca\/wp-content\/plugins\/revslider\/public\/assets\/js\/\",\n\t\t\t\t\t\t\t\tsliderLayout:\"fullwidth\",\n\t\t\t\t\t\t\t\tvisibilityLevels:\"1240,1024,778,480\",\n\t\t\t\t\t\t\t\tgridwidth:1240,\n\t\t\t\t\t\t\t\tgridheight:900,\n\t\t\t\t\t\t\t\tminHeight:\"\",\n\t\t\t\t\t\t\t\tspinner:\"spinner0\",\n\t\t\t\t\t\t\t\teditorheight:\"900,768,960,720\",\n\t\t\t\t\t\t\t\tresponsiveLevels:\"1240,1024,778,480\",\n\t\t\t\t\t\t\t\tdisableProgressBar:\"on\",\n\t\t\t\t\t\t\t\tnavigation: {\n\t\t\t\t\t\t\t\t\tonHoverStop:false\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tfallbacks: {\n\t\t\t\t\t\t\t\t\tallowHTML5AutoPlayOnAndroid:true\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t}\n\t\t\t\t\t\t\n\t\t\t\t\t});\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be4547e title__red elementor-absolute elementor--h-position-center elementor--v-position-middle elementor-widget elementor-widget-slides\" data-id=\"be4547e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;none&quot;,&quot;transition&quot;:&quot;fade&quot;,&quot;transition_speed&quot;:800,&quot;_position&quot;:&quot;absolute&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\" dir=\"ltr\" data-animation=\"\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-67eab65 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Financial Services<br \/>Richard Elias  Inc.<\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-588f1d7 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Risk management<br \/>advice<\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-3683ab6 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Insurance &<br \/>investments<\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-5f815d0 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Over 30 years<br \/>experience<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f9fe43 elementor-align-center elementor-absolute elementor-widget elementor-widget-button\" data-id=\"0f9fe43\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/re-finances.ca\/en\/disability-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more about disability insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cce269 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cce269\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b763ecc\" data-id=\"b763ecc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21950a0 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"21950a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Over 30 years experience<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78f30aa elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"78f30aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Risk management advice<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0dd58d2\" data-id=\"0dd58d2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9130ee0 horizontal__form elementor-widget elementor-widget-wp-widget-gform_widget\" data-id=\"9130ee0\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"formulaire__gravity--content\" data-widget_type=\"wp-widget-gform_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link rel='stylesheet' 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class='gform-body gform_body'><ul id='gform_fields_1' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_1_4\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_4'>URL<\/label><div class='ginput_container'><input name='input_4' id='input_1_4' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_1_4'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_1_1\" class=\"gfield gfield--type-text gf_left_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_1'>Name<span 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elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"f806f01\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-604bd21\" data-id=\"604bd21\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-03dacdc elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"03dacdc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7a005f6 background__mobil\" data-id=\"7a005f6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11ca9cd title__red elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"11ca9cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial services &amp; ...<br \/><span>tax reduction solutions<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8a85d43\" data-id=\"8a85d43\" data-element_type=\"column\" data-e-type=\"column\" id=\"services\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c56ba73 elementor-widget elementor-widget-html\" data-id=\"c56ba73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"services__list--content\">\r\n    <div>\r\n      <h3>Insurance<\/h3>\r\n      <ul>\r\n        <li><a>Life<\/a><\/li>\r\n        <li><a href=\"https:\/\/re-finances.ca\/en\/mortgage-insurance\/\">\r\nMortgage<\/a><\/li>\r\n        <li><a>Credit<\/a><\/li>\r\n        <li><a>Partnership<\/a><\/li>\r\n        <li><a>Disability<\/a><\/li>\r\n        <li><a href=\"https:\/\/re-finances.ca\/en\/critical-illness\/\">Critical Illness<\/a><\/li>\r\n        <li><a>Accident<\/a><\/li>\r\n        <li><a href=\"https:\/\/www.manulife-travel.ca\/dist\/home.html?as=wlrefs\" target=\"_blank\" rel=\"noopener nofollow\">Travel (Manulife)<\/a><\/li>\r\n        <li><a href=\"https:\/\/travelinsurance.bluecross.ca\/?repres=18664\" target=\"_blank\" rel=\"noopener nofollow\">Travel (Blue Cross)<\/a><\/li>\r\n        <li><a target=\"_blank\" rel=\"noopener\">Health & Dental<\/a><\/li>\r\n        <ul>\r\n            <li><a href=\"https:\/\/apply.bluecrosshealth.ca\/elements\/quotes\/new\/privacy-consent?agent=true&lang=en&referralId=0009504DxJm&salesRegion=Quebec\" target=\"_blank\" rel=\"noopener nofollow\">Complete Health (Blue Cross)<\/a><\/li>\r\n            <li><a href=\"https:\/\/apply.bluecrosshealth.ca\/guaranteed-issue\/quotes\/new\/privacy-consent?agent=true&lang=en&referralId=0009504DxJm&salesRegion=Quebec\" target=\"_blank\" rel=\"noopener nofollow\">Guaranteed Acceptance (Blue Cross)<\/a><\/li>\r\n        <\/ul>\r\n      <\/ul>\r\n    <\/div>\r\n    <div>\r\n      <h3>Investments<\/h3>\r\n      <ul>\r\n        <li><a href=\"http:\/\/www.lesaffaires.com\/dossier\/reer\" target=\"_blank\" rel=\"noopener nofollow\">RRSP<\/a><\/li>\r\n        <ul>\r\n            <li><a href=\"\/wp-content\/uploads\/2026\/03\/Registered-Disability-Savings-Plan-Client-Brochure.pdf\" target=\"_blank\" rel=\"noopener nofollow\">RDSP<\/a><\/li>\r\n        <\/ul>\r\n        <li><a>RRIF<\/a><\/li>\r\n        <li><a>TFSA<\/a><\/li>\r\n        <ul>\r\n            <li><a href=\"\/wp-content\/uploads\/2026\/03\/FHSA-Consumer-Brochure-EN-web.pdf\" target=\"_blank\" rel=\"noopener nofollow\">FHSA<\/a><\/li>\r\n        <\/ul>\r\n        <li><a>LIRA<\/a><\/li>\r\n        <li><a>Life income annuity<\/a><\/li>\r\n        <li><a>GIC<\/a><\/li>\r\n        <li><a>Segregated funds<\/a><\/li>\r\n      <\/ul>\r\n    <\/div>\r\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d0e08e elementor-widget elementor-widget-html\" data-id=\"9d0e08e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"services__list--content\">\r\n    <div>\r\n      <h3>Calculators<\/h3>\r\n      <ul>\r\n        <li><a href=\"https:\/\/www.empire.ca\/retirement-and-savings-tool\" target=\"_blank\" rel=\"noopener nofollow\">Retirement and Savings Tool | Empire Life<\/a><\/li>\r\n        <li><a href=\"https:\/\/www.empire.ca\/forms-and-tools\/budget-calculator\" target=\"_blank\" rel=\"noopener nofollow\">Budget Calculator | Empire Life<\/a><\/li>\r\n        <li><a href=\"https:\/\/www.empire.ca\/forms-and-tools\/investment-growth-calculator\" target=\"_blank\" rel=\"noopener nofollow\">Investment Growth Calculator | Empire Life<\/a><\/li>\r\n      <\/ul>\r\n    <\/div>\r\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0eac3a elementor-widget elementor-widget-heading\" data-id=\"d0eac3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Comprehensive financial planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c08bec elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5c08bec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Analysis of your current situation and what measures need to be implemented in order to achieve your financial goals.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b35310 elementor-widget elementor-widget-heading\" data-id=\"5b35310\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Estate planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8624e24 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8624e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Development of strategies designed to facilitate settlement of an estate while respecting the interest of the estate. An effective strategy will focus on maximizing returns while minimizing taxes in order to optimize transfer of wealth.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3fb79b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f3fb79b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9cac5b elementor-widget elementor-widget-text-editor\" data-id=\"b9cac5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With the support of a dynamic team and the support of financial sector specialists in my business network, I am able to provide you with the financial services and tax concepts that will enable you to optimize your financial situation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-37c64a0 elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"37c64a0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3ffd383\" data-id=\"3ffd383\" data-element_type=\"column\" data-e-type=\"column\" id=\"profil\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd31664 elementor-widget elementor-widget-html\" data-id=\"fd31664\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"equipe__content\">\r\n    <div><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/02\/richardElias_portrait.jpg\" alt=\"Richard Alias\"><h3 >Richard Elias CLU, CFP<\/h3><p>President<br>\r\nIndependent Financial Security Advisor<\/p><\/div>\r\n    <div><p>Mr. Elias has over thirty years experience in the financial services sector. He began his career in 1993, as an insurance agent for London Life where his role was to help clients achieve their financial objectives. Thereafter, in order to deepen his knowledge, he accepted a position as product analyst in the actuarial department of the Gerling Global company head office in Toronto, where he worked with the actuaries to develop efficient and innovative financial products. His rise took him to join the largest insurance company in Canada (Manulife Financial) where his role was to promote Canada\u2019s first critical illness product amongst financial advisors  in all distribution networks in Eastern Canada.  He then became Regional Marketing Director, which allowed him to promote all insurance and investment products to financial advisors  in the Province of Qu\u00e9bec.<\/p>\r\n    <p>Mr. Elias holds a bachelor of science degree (Math major) from Concordia University, he is also a chartered life underwriter (CLU) and certified financial planner (CFP).<\/p><\/div>\r\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b4439ba background__mobil\" data-id=\"b4439ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-928b362 title__red elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"928b362\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A dedicated team ...<br \/><span>at your service<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acf15e5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"acf15e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed54a78 title__red elementor-widget elementor-widget-heading\" data-id=\"ed54a78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Member of<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0fb4e7 elementor-widget elementor-widget-gallery\" data-id=\"f0fb4e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;columns&quot;:6,&quot;aspect_ratio&quot;:&quot;21:9&quot;,&quot;columns_tablet&quot;:6,&quot;columns_mobile&quot;:2,&quot;gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;lazyload&quot;:&quot;yes&quot;,&quot;gallery_layout&quot;:&quot;grid&quot;,&quot;gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;link_to&quot;:&quot;file&quot;,&quot;overlay_background&quot;:&quot;yes&quot;,&quot;content_hover_animation&quot;:&quot;fade-in&quot;}\" data-widget_type=\"gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-gallery__container\">\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-advocis.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"f0fb4e7\" data-elementor-lightbox-title=\"logo-advocis\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTU5MywidXJsIjoiaHR0cHM6XC9cL3JlLWZpbmFuY2VzLmNhXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIwXC8wNFwvbG9nby1hZHZvY2lzLmpwZyIsInNsaWRlc2hvdyI6ImYwZmI0ZTcifQ%3D%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-advocis.jpg\" data-width=\"166\" data-height=\"64\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-amf.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"f0fb4e7\" data-elementor-lightbox-title=\"logo-amf\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTU5NSwidXJsIjoiaHR0cHM6XC9cL3JlLWZpbmFuY2VzLmNhXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIwXC8wNFwvbG9nby1hbWYuanBnIiwic2xpZGVzaG93IjoiZjBmYjRlNyJ9\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-amf.jpg\" data-width=\"166\" data-height=\"64\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-clu.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"f0fb4e7\" data-elementor-lightbox-title=\"logo-clu\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTU5NywidXJsIjoiaHR0cHM6XC9cL3JlLWZpbmFuY2VzLmNhXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIwXC8wNFwvbG9nby1jbHUuanBnIiwic2xpZGVzaG93IjoiZjBmYjRlNyJ9\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-clu.jpg\" data-width=\"166\" data-height=\"64\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-csf.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"f0fb4e7\" data-elementor-lightbox-title=\"logo-csf\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTU5OSwidXJsIjoiaHR0cHM6XC9cL3JlLWZpbmFuY2VzLmNhXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIwXC8wNFwvbG9nby1jc2YuanBnIiwic2xpZGVzaG93IjoiZjBmYjRlNyJ9\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-csf.jpg\" data-width=\"166\" data-height=\"64\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-fpsc.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"f0fb4e7\" data-elementor-lightbox-title=\"logo-fpsc\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTYwMSwidXJsIjoiaHR0cHM6XC9cL3JlLWZpbmFuY2VzLmNhXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIwXC8wNFwvbG9nby1mcHNjLmpwZyIsInNsaWRlc2hvdyI6ImYwZmI0ZTcifQ%3D%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2020\/04\/logo-fpsc.jpg\" data-width=\"166\" data-height=\"64\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2024\/06\/richardElias_equipes_logo_croixBleu.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"f0fb4e7\" data-elementor-lightbox-title=\"richardElias_equipes_logo_croixBleu\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjQ1NiwidXJsIjoiaHR0cHM6XC9cL3JlLWZpbmFuY2VzLmNhXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI0XC8wNlwvcmljaGFyZEVsaWFzX2VxdWlwZXNfbG9nb19jcm9peEJsZXUucG5nIiwic2xpZGVzaG93IjoiZjBmYjRlNyJ9\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2024\/06\/richardElias_equipes_logo_croixBleu.png\" data-width=\"163\" data-height=\"70\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-250f1c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"250f1c5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2305e17\" data-id=\"2305e17\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a7f5eb elementor-widget elementor-widget-heading\" data-id=\"5a7f5eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Free evaluation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-45a4ce7 accueil__btn--list elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45a4ce7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-183fa40\" data-id=\"183fa40\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee58296 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"ee58296\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mavi.vip\/assurance-vie\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Life insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-204ffda elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"204ffda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mavi.vip\/maladie-grave\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Critical illness<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f850186 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"f850186\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mavi.vip\/invalidite\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Disability<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3d756d elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"b3d756d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mavi.vip\/assurance-hypotheque\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Mortgage<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4605201 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"4605201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kaleido.ca\/fr\/mavi\/?rep=relias\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RRSP<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-58c6315 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"58c6315\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"211\" height=\"39\" src=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2023\/08\/richardelias_logo_mavi-1.png\" class=\"attachment-full size-full wp-image-2343\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2d7e39 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"d2d7e39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"339\" src=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2023\/08\/richardelias_logo_-petitsDejeuners-1.png\" class=\"attachment-full size-full wp-image-2345\" alt=\"\" srcset=\"https:\/\/re-finances.ca\/wp-content\/uploads\/2023\/08\/richardelias_logo_-petitsDejeuners-1.png 600w, https:\/\/re-finances.ca\/wp-content\/uploads\/2023\/08\/richardelias_logo_-petitsDejeuners-1-300x170.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a446e5 elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"1a446e5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-831f02f\" data-id=\"831f02f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f4294ed elementor-section-content-middle background__mobil elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4294ed\" data-element_type=\"section\" data-e-type=\"section\" id=\"testimonial\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4240d66\" data-id=\"4240d66\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f96bd08 title__red elementor-widget elementor-widget-heading\" data-id=\"f96bd08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Testimonial<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1cc248 elementor-testimonial--skin-bubble elementor-testimonial--align-right temoiniage__slider elementor-testimonial--layout-image_inline elementor-pagination-type-bullets elementor-invisible elementor-widget elementor-widget-testimonial-carousel\" data-id=\"d1cc248\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;3&quot;,&quot;speed&quot;:0,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;slides_per_view_tablet&quot;:&quot;2&quot;,&quot;slides_per_view_mobile&quot;:&quot;1&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p>I have been dealing with Richard for over 10 years now and his unbiased advises on my insurance needs has helped me in establishing a cost effective plan that is best suited for me. I would gladly recommend him.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__image\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/re-finances.ca\/wp-content\/plugins\/elementor\/assets\/images\/placeholder.png\" alt=\"Dr. John Tabar\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Dr. John Tabar<\/span><span class=\"elementor-testimonial__title\">Clinic Dr.Tabar, Montreal<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p>As my financial advisor, Richard has given me very helpful advise in determining my both my mortgage and health insurance needs. He is patient, knowledgeable and upfront as to his recommendations pertaining to the product and company that is best suited for me.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__image\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/re-finances.ca\/wp-content\/plugins\/elementor\/assets\/images\/placeholder.png\" alt=\"M. Kamin Kwok\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">M. Kamin Kwok<\/span><span class=\"elementor-testimonial__title\">Sales<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p>Richards advice has been key in helping me plan for my retirement and ensure a sound plan with my needs in mind. His recommendations have helped me weather the economic storm as well as preserve my investments. I am very satisfied with his approach and his professionalism.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial__image\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/re-finances.ca\/wp-content\/plugins\/elementor\/assets\/images\/placeholder.png\" alt=\"M. Jean R. Trudel\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">M. Jean R. Trudel<\/span><span class=\"elementor-testimonial__title\">Retired<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financial ServicesRichard Elias Inc.Risk managementadviceInsurance &#038;investmentsOver 30 yearsexperience Learn more about disability insurance Over 30 years experience Risk management advice Financial services &#038; &#8230;tax reduction solutions Insurance Life Mortgage Credit Partnership Disability Critical Illness Accident Travel (Manulife) Travel (Blue Cross) Health &#038; Dental Complete Health (Blue Cross) Guaranteed Acceptance (Blue Cross) Investments RRSP RDSP RRIF [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1840","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home - Richard Elias<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/re-finances.ca\/en\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home - Richard Elias\" \/>\n<meta property=\"og:description\" content=\"Financial ServicesRichard Elias Inc.Risk managementadviceInsurance &#038;investmentsOver 30 yearsexperience Learn more about disability insurance Over 30 years experience Risk management advice Financial services &#038; 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